RBI Bank Holidays List: Banks Are Open Or Closed On Sawan Shivratri 2025, July 23 ?

As India prepares to celebrate Sawan Shivratri on Wednesday, July 23, many schools and government offices across northern states will remain closed due to the ongoing Kanwar Yatra. However, the Reserve Bank of India (RBI) has not listed this day as a bank holiday, meaning all banks across the country will remain open.

While there will be no interruption to in-person banking services, customers are advised to plan visits accordingly, especially in areas experiencing heavy traffic and security measures due to the religious processions.

Meanwhile, digital banking services such as UPI, mobile banking, and net banking will continue to operate 24/7 without disruption. These channels remain a convenient option for transactions, utility payments, and fund transfers during any festival or public event.

RBI's Bank Holiday List for July 2025

The RBI releases a monthly calendar of bank holidays that includes both regional observances and standard weekends. For July 2025, there are 13 bank holidays, including:

• Tripura: Kharchi Puja (July 3), Ker Puja (July 19)
• Jammu and Srinagar: Guru Hargobind Ji's Birthday (July 5)
• Meghalaya: Beh Deinkhlam (July 14), U Tirot Singh Death Anniversary (July 17)
• Uttarakhand: Harela (July 16)
• Sikkim: Drukpa Tshe-zi (July 28)

National Weekend Closures

In addition to regional holidays, banks nationwide will also observe their regular weekend closures:

• Sundays: July 6, 13, 20, 27
• Second Saturday: July 12
• Fourth Saturday: July 26

Public and private sector banks will follow this uniform weekend schedule across all states.