Gold Rate Today (20 March 2026): Latest IBJA Benchmarks, Tanishq, Kalyan, Malabar, Joyalukkas Jewellers Rates

Gold prices remained in focus on Friday, 20 March 2026, as buyers tracked the latest benchmark bullion prices from the India Bullion and Jewellers Association (IBJA) along with updated retail jewellery rates at major national chains. After the recent correction in bullion, today's rates are being closely watched by shoppers planning fresh purchases amid ongoing festive and wedding-season demand.

IBJA rates continue to serve as a key benchmark for the domestic bullion market, while jewellery retailers offer a practical snapshot of what consumers may pay before making charges, GST and other store-level additions are applied. For buyers comparing prices across stores, both benchmark and retail rates remain important before making a purchase decision.

IBJA gold rates on 20 March 2026

The latest IBJA benchmark rates being tracked for 20 March 2026 indicate that bullion remains near the softer levels seen in the previous session, with both gold and silver staying under pressure.

• Fine Gold (999): Rs 14,784 per gram
• 22 KT Gold: Rs 13,552 per gram
• 20 KT Gold: Rs 12,320 per gram
• 18 KT Gold: Rs 11,088 per gram
• 14 KT Gold: Rs 9,856 per gram

These are indicative benchmark rates and can change during the day depending on bullion market movement.

22K gold rates at major jewellery retailers on 20 March 2026

The latest 22-carat gold jewellery rates at leading retail chains on 20 March 2026 are as follows:

• Tanishq: Rs 13,875 per gram
• Kalyan Jewellers: Rs 13,835 per gram
• Malabar Gold & Diamonds: Rs 13,835 per gram
• Joyalukkas: Rs 13,835 per gram

These retail prices may vary depending on the city, store, jewellery design, making charges and applicable taxes.

What buyers should keep in mind before purchasing

Retail jewellery rates are usually higher than benchmark bullion prices because the final invoice includes several additional cost components. Even when national chains publish similar per-gram rates, the total bill can differ depending on the ornament, city and store policy.

Before making a purchase, buyers should keep these factors in mind:

• Making charges
• GST
• Wastage charges, where applicable
• Design and craftsmanship costs
• Local store-level premiums

This is why the final payable amount can differ from both the listed retailer rate and the IBJA benchmark.

Gold buying remains in focus during the festive and wedding demand

With festive purchases and wedding-season demand still supporting consumer interest in many parts of the country, gold continues to remain in focus despite the recent dip in prices. Many buyers may see the softer rates as an opportunity for jewellery, coins or bars, but checking the latest live store rate before final payment remains important as prices can shift during the day.